General Awareness Quiz 3 for SBI & IBPS exams
1 . | In which year the concept of credit cards was used with the launch of charge cards in USA by Diners Club and American Express? | A. 1930 | B. 1940 | C. 1950 | D. 1960 | | Answer & Explanation Answer : Option C | | Explanation : | | | | | | | | 2 . | What is one of the plus features of credit cardsin India ? | A. Insurance on goods purchased | B. Waiver of payment in case of accidental death | C. Lost Baggage insurance | D. All of the above | | Answer & Explanation Answer : Option D | | Explanation : | | | | | | | | 3 . | Assets against which RBI issue bank notes is | A. Gold coin and billions | B. Foreign securities | C. The bill of exchange and promissory notes payable in india which are eligible for purchase by the bank | D. All the above | | Answer & Explanation Answer : Option D | | Explanation : | | | | | | | | 4 . | The Reserve Bank of India is authorised to make to the Central and State Governments ways and means advances which are repayable within | A. 3 months from the date of making of advances | B. 6 months from the date of making of advances | C. 9 months from the date of making of advances | D. 12 months from the date of making of advances | | Answer & Explanation Answer : Option A | | Explanation : | | | | | | | | 5 . | The first credit card was issued in India by Visa in | A. 1980 | B. 1981 | C. 1983 | D. 1985 | | Answer & Explanation Answer : Option B | | Explanation : | | | | | | | | 6 . | The country's first Gold Card was issued from Visa in | A. 1982 | B. 1986 | C. 1984 | D. 1990 | | Answer & Explanation Answer : Option C | | Explanation : | | | | | | | | 7 . | The number of days given to you on your card before the card issuer starts charging you interest is called | A. silent period | B. Advance period | C. Grace period | D. None of these | | Answer & Explanation Answer : Option C | | Explanation : | | | | | | | | 8 . | In personal loan, one can get a sanctioned loan amount between | A. Rs. 25,000 to 10,00,000 | B. Rs. 25,000 to 5,00,000 | C. Rs. 25,000 to 1,00,000 | D. None of these | | Answer & Explanation Answer : Option A | | Explanation : | | | | | | | | 9 . | Car Loan/ auto loan are sanctioned to the extentof | A. 75% upon the ex-showroom price of the car | B. 80% upon the ex-showroom price of the car | C. 85% upon the ex-showroom price of the car | D. 100% upon the ex-showroom price of the car | | Answer & Explanation Answer : Option C | | Explanation : | | | | | | | | 10 . | From 2003 to 2004, the international money transfer market grew at the rate of | A. 8.5% | B. 9% | C. 9.3% | D. 9.5% | | Answer & Explanation Answer : Option C | | Explanation : | | | | | | | | |
No comments:
Post a Comment