Saturday, 30 October 2021

SBI PO Prelims Free Mock Test 3 English language

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SBI PO Prelims Free Mock Test 3 English language


1. Directions(Q.1 to Q.5 ):

Which of the following phrases (I), (II), and (III) given below each sentence should replace the phrase printed in bold letters to make the sentence grammatically correct? Choose the best option among the five given alternatives that reflect the correct use of phrase in the context of the grammatically correct sentence. If the sentence is correct as it is, mark (e) i.e., "No correction required" as the answer.


Man is the highest point of evolutionary ascent with the infinite probability and certitude of rising higher still

(I) Man has been at highest point of evolutionary

(II) The evolution of man at the highest point of

(III) Man could be higher in evolution

A

Only (III) is correct

B

Only (I) is correct

C

Both (I) and (III) are correct

D

Only (II) is correct

E

No correction required

2.

The unprecedented political crisis that gripped South Africa, and of a kind that few countries in the world have countenanced, appear to be ended after the swearing-in of Cyril Ramaphosa as the country’s president

(I) appears to have ended with the swearing-in

(II) appeared to end after the swearing-in

(III) appear to be ending with the swearing-in

A

Only (I) is correct

B

Only (II) is correct

C

Both (I) and (III) are correct

D

Only (III) is correct

E

No correction required

3.

The success of the cadets from the Boys Sports Company of the Army Sports Institute, Pune, at the recent ’Khelo India’ school games has indeed a welcome.

(I) will be indeed a welcome

(II) is indeed welcome

(III) should be welcomed

A

Only (I) is correct

B

Both (I) and (II) are correct

C

All are correct

D

Both (II) and (III) are correct

E

No correction required

4.

In the current knowledge-driven economy, the higher education system playing a major role in social development and national economic competitiveness.

(I) plays a major role

(II) has played a major role

(III) may play a major role

A

Both (II) and (III) are correct

B

Both (I) and (II) are correct

C

Only (I) is correct

D

All are correct

E

No correction required

5.

India is in transition towards a knowledge-based economy and its competitive edge determined from the abilities of its people to create, share and use knowledge more effectively

(I) will be determined by the abilities

(II) can be determined by the abilities

(III) have to be determined from the abilities

A

Only (I) is correct

B

Both (I) and (III) are correct

C

All are correct

D

Both (I) and (II) are correct

E

No correction required

6. Directions(Q.6 to Q.10 ):

In the following paragraph, there is a set of four highlighted words against each number indicated in bold in the beginning of the sentences. One of the given set of words may or may not fit into the statement. Choose the word which is not suitable in the context of the paragraph. If all the four words are correct and feasible, choose (e) i.e. “No error” as your answer. (81) Apple co-founder Steve Wozniak’s recent comment praising the creativity of Indians was ill-informed at best. (82) since, his criticism about the absence of companies making big advances in technology is indisputably true, sizable companies like Infosys Ltd and Tata Consultancy Services Ltd (TCS) notwithstanding. (83) Out of the seven Indian companies only made it to 2017’s Fortune 500 list, three are private companies—Reliance Industries, Tata Motors and Rajesh Exports—and none is a tech company.The early stories of many tech companies feature a precocious geek who identifies a need and uses technology to create the revolutionary product.(84) Larry Page and Sergey Brin at Google and Bill Gates at Microsoft come to mind. Elon Musk at Tesla is cast in the same mould. (85) There are also companies like Dell Computers and Apple which don’t invent a new product line, but better served consumers by delivering cheaper or better-designed products


Q:82

A

advances

B

since

C

notwithstanding

D

indisputably

E

No error

7.

Q:83

A

precocious

B

revolutionary

C

only

D

stories

E

No error

8.

Q:81

A

recent

B

praising

C

at

D

was

E

no error

9.

Q:85

A

companies

B

delivering

C

but

D

don’t

E

No error

10.

Q:84

A

come

B

mould

C

and

D

cast

E

No error

11. Directions(Q.11 to Q.15 ):

Given below are sentences consisting of two blanks in each. Identify the most suitable alternative possessing the combination of the words that fails to make the sentence logical and meaningful.


As computing power has grown, it has become easier to _____________information hidden inside datasets that seem totally _____________.

A

discover, detached

B

unveil, disconnected

C

reveal, intelligence

D

uncover, unconnected

E

divulge, isolated

12.

We are told to blend into uniformity, our walks, laughter, words measured so that they don’t _____________ the _____________ silence of our unexpressed desires.

A

rupture, pervasive

B

breach, extensive

C

harmonize, narrow

D

disrupt, prevalent

E

sever, penetrating

13.

Pricing strategies are programmed to _____________ profit over a long horizon and algorithms “learn” to behave _____________ on their own.

A

augment, crafty

B

escalate, tricky

C

increase, cunningly

D

maximise, collusively

E

accumulate, resourceful

14.

The Integrated Agro-meteorological Advisory Service (IAAS) has been helping farmers _______________ income from crop production by _______________ them to cope with current, short-term climate-induced risk.

A

augment, succoring

B

maximise, assisting

C

increase, helping

D

escalate, aiding

E

control, derogating

15.

Pre-election surveys were _____________ to know the problems that discouraged women from participating in the electoral process and to identify areas where _____________ were required.

A

organized, interferences

B

held, intercessions

C

removed, collections

D

conducted, interventions

E

directed, mediations

16. Directions(Q.16 to Q.18 ):

Which of the following alternatives among the five options provides the most similar meaning(s) of the word “Unambiguous” as used in the passage?


Unambiguous

(A) discernible

(B) explicit

(C) unmitigated

(D) unequivocal

A

Only (B) and (D)

B

Only (A), (B) and (D)

C

Only (A) and (B)

D

Only (A)

E

None of these

17.

Which of the following alternatives among the five options provides the most opposite in meaning(s) of the word “competent” as used in the passage?

(A) requisite

(B) naive

(C) facile

(D) dexterous

A

Only (B)

B

Only (A) and (C)

C

Only (B) and (D)

D

Only (A), (B) and (D)

E

None of these

18.

Which of the following alternatives among the five options provides the most opposite meaning(s) of the word “rely” as used in the passage?

(A) redress

(B) ignore

(C) disdain

(D) confide

A

Only (C)

B

Only (A) and (B)

C

Only (A), (B) and (D)

D

Only (B) and (C)

E

None of these

19. Directions(Q.19 to Q.23 ):

The following question consists of a sentence, whose certain parts are highlighted in bold. The highlighted portions are grammatically correct. Each sentence is followed by the three expressions which may or may not contain grammatical errors. Choose the most appropriate alternative among the five options which states the incorrect part(s) of the sentence. If the given sentence is grammatically correct and contextually meaningful, choose option (e) i.e., “No error” as your answer.


Angela Merkel has regained her position as Chancellor of Germany and her tenure in that rarefied office in Europe will now stretch far beyond a decade.

(I) her position as Chancellor of Germany

(II) and her tenure in that rarefied office

(III) in Europe will now stretch far

A

Only (I)

B

Both (II) and (III)

C

Only (II)

D

Only (III)

E

No error

20.

The visit by a South Korean delegation to Pyongyang and the subsequent North Korean offer to hold talks with the U.S. marks perhaps the most serious attempt in a decade to reduce tensions in the peninsula.

(I) to Pyongyang and the subsequent North Korean offer

(II) to hold talks with the U.S. marks

(III) in a decade to reduce tensions in the peninsula

A

All (I), (II) and (III)

B

Only (I)

C

Both (I) and (III)

D

Only (II)

E

No error

21.

he industry was looking in the government to incentivise and facilitate manufacturing of electric cars, parts and charging infrastructure, to achieve economies of scale to the supply chain

(I) The industry was looking in the government

(II) manufacturing of electric cars

(III) to achieve economies of scale to the supply chain

A

Only (I)

B

Both (I) and (III)

C

Only (II)

D

Both (I) and (II)

E

No error

22.

The task of our age is to build an enduring edifice amongst the two by accepting the major differences and cultivating a code of mutual trust and peaceful existence

(I) is to build an enduring edifice

(II) amongst the two by accepting the major

differences

(III) and cultivating a code of mutual trust

A

Only (I)

B

Only (II)

C

Both (I) and (III)

D

Both (II) and (III)

E

No error

23.

In spite the increase in participation by auto corporations, start-ups and investors in the government’s EV initiative, it seems that there is currently no plans to switch from cars driven by internal combustion engines to EVs by 2030.

(I) In spite the increase in participation by auto

corporations

(II) it seems that there is currently no plans

(III) by internal combustion engines to EVs by 2030

A

Only (I)

B

Both (I) and (II)

C

All (I), (II) and (III)

D

Only (III)

E

No error

24. Directions(Q.24 to Q.29 ):

paragraph 1: A scam in the Punjab National Bank (PNB) has been in the news. Policymakers have responded emphatically. The Fugitive Economic Offenders Bill is under active consideration. The National Financial Reporting Authority is being set up. The focus in all this is on checking fraud. It is interesting, however, that the PNB fraud involves a maximum possible loss of Rs11,394 crore for the PNB; this is not even 1% of the total bad loans, which are humongous in India. Ruchir Sharma reported that “... by 2014 ... in all, roughly 15% of state bank loans had gone bad” in India. Bad loans have been huge but surprising as it may sound, relatively speaking, not very many frauds have happened in the larger picture on banks in India. Yet the non-performing assets (NPAs) are humongous. Why?

Paragraph 2: Evaluation of firms is required not just in the stock market but in banks as well. After all, banks cannot always rely on the analysis of others even if they have access to such analysis, which is usually not the case. Moreover, the needs of information and analysis for banks can be somewhat different. Also, banks are dealing with not just listed firms but also unlisted firms, which are typically not covered by stock analysts. So, the banks need to do their own homework and go well beyond the prevailing reputations of businesses. Only then will they be able to lend somewhat safely.

Paragraph 3: It is true that if financial markets are unambiguously efficient, then asset prices are right. Then, banks can rely on the observed market capitalization of listed firms and accordingly decide on loans to them. Based on the market capitalization of listed firms, banks could make estimates of the market values of unlisted firms, and lend to these accordingly. However, financial markets are, as Nobel laureate Robert Shiller has shown, not unambiguously efficient. So, lenders need to carry out their own independent analysis to evaluate firms. Only then can they keep NPAs to the minimum

Paragraph 4: When loans are given to firms in India, bankers often have in mind the real estate holdings of such firms. These holdings are typically evaluated considering their market prices. These prices are expected to remain stable, if not appreciate. This premise is, as research by this author has shown, questionable. Banks need to consider this. Then risk assessment is better

Paragraph 5: Assessment of economic risks requires banking personnel who are meaningfully educated, competent, insightful and visionary. Unfortunately, these qualities are hardly emphasized in the process of recruitment and promotions. This needs to change. Economic risks can be present even if frauds are kept in check. Unfortunately, this rather simple economic point is being missed out in policymaking.


What surprising issue has been discussed in paragraph 1?

A

Indian banks have suffered with huge bad loans.

B

PNB has been in news regarding frauds.

C

The fraud in banks is far less than the total bad loans.

D

The PNB has been reported with highest nonperforming assets.

E

All of the above.

25.

What step (s) should be taken by the banks to avoid the loss?

A

Both (b) and (c)

B

Banks need to go beyond the analysis of stock analysts.

C

Banks should analyse the cause of the loss for overcoming it.

D

Banks need to evaluate the firms thoroughly.

E

All are correct

26.

What does the author mean by the statement “Economic risks can be present even if frauds are kept in check.”?

(I) Economic risks depend on efficiency of policymakers unlike frauds.

(II) Bank frauds can be prevented but Economic risks cannot.

(III) Economic risks affect the investment, if not checked while frauds affect the overall banking business.

A

Both (II) and (III)

B

Only (I)

C

Both (I) and (II)

D

Only (III)

E

all are correct

27.

Which of the following is a tone of the author in the passage?

A

didactic

B

Nostalgic

C

Cynical

D

Critical

E

narrative

28.

Which of the following sentence(s) can be inferred from paragraph 3 which forms a connection with paragraph 4?

(I) Banks should not rely on the market prices of real estate holdings.

(II) Efficiency of financial markets is not ambivalent.

(III) fundamentals- based valuation of the real estate assets of firms is needed by banks.

A

Both (I) and (II)

B

Only (III)

C

Both (II) and (III)

D

Only (I)

E

all are correct

29.

Non- performing Assets are dependent on

A

uncertainty in evaluation of the firms.

B

The inefficiency of financial market.

C

Both (a) and (c)

D

market capitilisation of listed firms

E

All

30. Directions(Q.30 to Q.30 ):


Which of the following alternatives among the five options provides the most similar meaning(s) of the word “Humongous” as used in the passage?

(A) huge

(B) immense

(C) grotesque

(D) prodigious

A

Only (B) and (D)

B

Only (A)

C

Only (A) and (B)

D

Only (A), (B) and (D)

E

None of these


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